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Tips for Wealth According to Robert Kiyosaki


Many people are still unsure of how to increase their low income. One strategy for improving cash flow or regular income and expenditure is to look for additional sources of income. 

Robert Kiyosaki, the popular book author, and investor offer his own wealth-building tips in his book, Cashflow Quadrant. 

The Cashflow Quadrant theory categorizes a person's sources of income into four quadrants: Employed (E), Self-Employed (S), Business Owner (B), and Investor (I).

Employed (E)

The classification "Employed (E)" refers to individuals who earn most of their income from working as employees. 

In this category, people rely on a regular salary paid by an employer and may choose this option for the stability it provides. 

However, it may be challenging to find additional sources of income while working as an employee, as most companies expect employees to be present in the office during set hours. 

Working for multiple companies simultaneously may be possible, but this could potentially be difficult to manage and may require careful planning.

Self-Employed (S)

Individuals in this quadrant work independently, relying on their own skills and offering their services to others. 

Examples include doctors who open their own practices, lawyers who run their own law firms, or content creators or writers who offer freelance services to other companies.

While employees may have the benefit of paid time off that allows them to take a break from work while still receiving a salary, self-employed individuals do not receive pay if they do not work. 

However, one advantage of working in this quadrant is the flexibility it offers in terms of scheduling and time management.

Business Owner (B)

A business owner (B) is someone who earns income from a business that they have established, as well as the performance of their employees.

Business owners often have flexible hours and can leave their workplace without interrupting the operation of the business. 

However, owning a business also carries risks, and it is important for individuals in this quadrant to have financial security before entering into this venture.

Investors (I) 

Investors are individuals who can generate income from their personal funds by investing in various companies or purchasing assets that have the potential to generate income. 

To receive a regular monthly income as an investor, it is important to have strong financial security and sufficient capital. 

However, even if one's capital is limited, it is possible to build wealth and assets for the future by investing on a regular basis.